If you’ve ever been to a game day party, potluck, or casual Southern gathering, chances are you’ve seen a bubbling dish of Texas Trash Dip front and center on the snack table. It’s the one people hover around. The one that disappears before halftime. The one that someone inevitably asks, “Who made this dip? I need the recipe.”
This legendary bean dip has earned its reputation as one of the ultimate crowd-pleasing appetizers. Creamy, cheesy, perfectly spiced, and downright addictive—it’s the kind of dish that transforms a snack table into a destination.
And here’s the beautiful truth: it’s ridiculously easy to make.
What Makes Texas Trash Dip So Irresistible
- Creamy and cheesy – A luscious base of refried beans, cream cheese, and sour cream
- Perfectly spiced – Taco seasoning gives it that authentic Tex-Mex kick
- Loaded with texture – Meaty ground beef, melty cheese, and optional add-ins
- Bubbly and golden – Baked until hot and irresistible
- Feeds a crowd – One dish serves 8-10 hungry people
- Customizable – Easy to adjust for different tastes and dietary needs
- Make-ahead friendly – Assemble in advance, bake when ready
For the Dip Base:
- 1 lb ground beef (or ground turkey)
- 1 small onion, finely diced
- 2 cloves garlic, minced
- 1 (16 oz) can refried beans
- 8 oz cream cheese, softened
- ½ cup sour cream
- 1 (1 oz) packet taco seasoning
- 1 (4 oz) can diced green chiles, drained
- 2 cups shredded cheddar cheese (or a Mexican blend)
- 1 cup shredded Monterey Jack cheese
Optional Add-Ins:
- 1 can Rotel tomatoes with green chiles (drained)
- ½ cup sliced black olives
- 1 jalapeño, seeded and minced
- ½ cup corn kernels (fresh, frozen, or canned)
- ¼ cup chopped fresh cilantro
For Topping:
- Additional shredded cheese
- Sliced jalapeños
- Diced tomatoes
- Green onions or fresh cilantro
- Drizzle of sour cream
For Serving:
- Tortilla chips (the sturdy kind—you’ll need them)
- Optional dippers: Fritos, corn chips, fresh veggies
The Method: Layer, Bake, Devour
Step 1: Preheat and Prep
Preheat your oven to 350°F (175°C). Lightly grease a 9×13-inch baking dish or a similarly sized oven-safe skillet.
Step 2: Cook the Beef
- In a large skillet over medium-high heat, cook the ground beef and onion until the beef is browned and the onion is softened, 6-8 minutes.
- Add garlic and cook until fragrant, about 1 minute.
- Drain any excess grease.
- Stir in taco seasoning and 2 tablespoons water. Cook for 1-2 minutes until well combined.
Step 3: Make the Creamy Base
In a large bowl, combine:
- Refried beans
- Softened cream cheese
- Sour cream
- Diced green chiles
Mix until smooth and well combined.
Step 4: Layer the Dip
- Spread the creamy bean mixture evenly in the bottom of your prepared dish.
- Top with the seasoned ground beef.
- Sprinkle with shredded cheddar and Monterey Jack cheese.
- If using any optional add-ins (olives, jalapeños, corn, etc.), scatter them over the cheese.
Step 5: Bake
Bake for 20-25 minutes, until the dip is hot and bubbly and the cheese is melted and slightly golden around the edges.
Step 6: Rest and Garnish
Let the dip rest for 5-10 minutes before serving. This allows it to set slightly so it’s easier to scoop.
Garnish with your choice of:
- Diced tomatoes
- Sliced jalapeños
- Green onions
- Fresh cilantro
- A drizzle of sour cream
Step 7: Serve
Serve warm with a mountain of tortilla chips and watch it disappear.
Pro-Tips for Dip Perfection
1. Soften the Cream Cheese
Cold cream cheese won’t blend smoothly. Let it sit at room temperature for 30 minutes before mixing, or microwave for 10-15 seconds.
2. Drain the Beef Well
Excess grease will make the dip oily. Drain thoroughly after browning.
3. Use Quality Cheese
Pre-shredded cheese contains anti-caking agents that prevent smooth melting. Grate your own for the creamiest, meltiest results.
4. Don’t Overbake
The dip is done when it’s hot and bubbly. Overbaking can make the edges dry or the cheese greasy.
5. Keep It Warm
If serving at a party, transfer to a slow cooker on WARM after baking. It will stay perfectly dippable for hours.
6. Scoop Wisely
Use sturdy tortilla chips—thin ones will break under the weight of this glorious dip.
Endless Variations
Spicy Texas Trash Dip:
Use hot ground sausage instead of beef. Add an extra jalapeño and use pepper jack cheese.
Chicken Texas Trash Dip:
Substitute 2 cups shredded cooked chicken for the ground beef. Use rotisserie chicken for extra ease.
Vegetarian Texas Trash Dip:
Omit the meat. Add 1 can black beans (drained and rinsed) and 1 cup corn kernels. Use vegetable refried beans.
Bacon Texas Trash Dip:
Add ½ cup cooked, crumbled bacon to the layers. Because bacon.
Cowboy Queso Style:
Add 1 can drained Rotel tomatoes and ½ cup sliced pickled jalapeños. Use half Velveeta, half cheddar for extra creaminess.
Green Chile Chicken Version:
Use shredded chicken, add an extra can of green chiles, and use pepper jack cheese.
Gluten-Free:
This recipe is naturally gluten-free if you use gluten-free taco seasoning. Check labels to be sure.
Slow Cooker Version:
Layer everything in a slow cooker, cover, and cook on LOW for 2-3 hours. Stir before serving and keep on WARM.
What to Serve Alongside
- Tortilla chips – The classic, non-negotiable
- Fritos or corn chips – For extra crunch
- Fresh veggies – Bell pepper strips, cucumber slices, jicama
- Mini tacos or quesadillas – Turn it into a full spread
- Cold beer or margaritas – The perfect beverage pairing
- Pickled jalapeños – On the side for those who want extra heat
Storage and Reheating
Refrigerator:
Store in an airtight container for up to 4 days. The dip will thicken as it cools.
Reheating:
- Oven: 350°F for 10-15 minutes, covered, until hot.
- Microwave: Individual portions, 30-60 seconds.
- Slow cooker: Reheat on LOW for 1-2 hours.
Make-Ahead:
Assemble the dip completely (without baking), cover, and refrigerate for up to 24 hours. Add 5-10 minutes to baking time.
Freezer:
This dip freezes reasonably well. Cool completely, transfer to freezer-safe containers, and freeze for up to 3 months. Thaw overnight in the refrigerator and reheat in the oven.
Your Texas Trash Dip Questions, Answered
Why is it called “Texas Trash Dip”?
The “trash” part doesn’t mean it’s garbage—it means it’s loaded with a little bit of everything. Like “trash can nachos” or “kitchen sink” recipes, it’s a delicious mix of whatever you have on hand. And the Texas part? Well, everything’s bigger and bolder in Texas.
Can I use ground turkey instead of beef?
Absolutely. Add a tablespoon of oil since turkey is leaner than beef.
Can I make this in a slow cooker?
Yes! Brown the meat first, then layer everything in the slow cooker. Cook on LOW for 2-3 hours, stir, and serve.
Can I use low-fat cream cheese and sour cream?
You can, but the dip won’t be as rich and creamy. For best results, use full-fat.
My dip turned out greasy. What went wrong?
Either the beef wasn’t drained well enough, or the cheese was overheated. Drain thoroughly next time and don’t overbake.
Can I double this recipe?
Yes! Use a 9×13 for a single batch. For double, use a larger dish (11×15) or two separate dishes. Increase baking time slightly.

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